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Nicaragua Real Estate & Nicaragua Property of Sale

Nicaragua Real Estate | 10 Things to Know About Buying Nicaragua Real Estate

Gran Pacifica Beach & Golf Resort | Nicaragua Expatriate Health Insurance

Why Nicaragua Real Estate?

Nicaragua real estateNicaragua is the largest country in Central America, and its real estate market offers one of the highest ratios of value to price for real estate for sale & rent in Central America. That is the one the the major factors making Nicaragua real estate so popular. (Scroll down to see our Nicaragua property listings.)

But there are others factors too:

  • Popular with retirees from North America and Europe for its beauty, warmth of the people, and high quality-of-life at budget prices.
  • Some of Central America’s finest colonial architecture in Granada and Leon
  • Cost of living among the lowest in the region, far less than Panama or neighboring Costa Rica
  • Pacific coast beaches, in particular San Juan del Sur and San Diego, attract tourists and expats.
  • National capitol Managua is the major business center, served by a modern international airport.

Nicaragua Real Estate Market

Nicaragua real estate buyer's agent

Our Nicaragua Buyer’s Agent

We have highly qualified Nicaragua real estate buyer’s agent who covers the entire country from Granada, Leon, San Juan del Sur, San Diego, to Managua. Please contact her for prices of real estate for sale in Nicaragua, as well as current rental rates.

  • Prices have been stable in recent years, and are among the lowest in the region.
  • Rental yields run around 7-8% per year, depending on location. Nicaragua vacation rentals yield 8-12%.
  • Foreigners can own property with rights equal to Nicaraguans.
  • Thorough title search by a local lawyer and title insurance are highly recommended, as determining legal ownership can be a problem.
  • Real Estate Investment, Taxes and Doing Business in Nicaragua
  • Buyers’ costs: 6.5-11.5%, depending on agents’ fees
  • Round-trip costs: 8.5-16%
  • The only restrictions on foreign ownership of real estate in Nicaragua are in coastal areas, where the first 50 meters above high tide are public land that cannot be developed. The next 150 meters can often be leased from the government on renewable a 99-year lease, and may be developed.
  • Upon acceptance of an offer by the seller, the buyer pays a non-refundable deposit to the seller of 5 to 15%.
  • Property registration takes about 65 days, after which the buyer takes title.
  • Nonresidents’ rental income is taxed at 20%, on a base of 70% of the rent. The other 30% of the rent can be deducted for expenses, lowering the effective tax rate to 14%.
  • Property taxes are 1% of a base of 80% of the municipally assessed (cadastral) value.
  • If you do business in Nicaragua, you are required to pay a minimum income tax of 1% per year on the monthly average of assets, even if the business itself shows a loss for the year.

Landlord and Tenant

  • Rents and deposits can be negotiated, with deposits normal one or two months’ rent.
  • Leases can be written for up to four years.

[Source: Central Bank of Nicaragua]

Nicaragua Property Investment Visa

Residency takes about a year, and requires one of the following:

  • Property investment of US$40,000 or more;
  • Demonstrated monthly income of at least US$500 per month in the country of origin.
  • The pensionado visa allows foreign retirees to bring US$10,000 of household goods and personal items duty-free with them, and bring a vehicle into the country tax-free once every five years.

Real Estate Markets of Interest in Nicaragua

Granada – Situated on the banks of Lake Nicaragua, Granada shares some of the Moorish architectural influences of her namesake in Spain.  Expats, investors, tourists and retirees have sought out Granada, buying up colonial homes and restoring them – and driving up prices proportionately.

Leon –  The country’s first capital, Leon is a historic Spanish colonial city 90 minutes north of Managua.  Though not as intensely sought-after or fully restored as Granada, Leon also offers colonial homes, and is famous for its  historic churches and universities.  It’s also within a short distance of Pacific beaches.

Nicaragua beachfront real estateSan Juan del Sur – A surfer’s town surrounded by 10 beaches, San Juan del Sur is a small town that has grown in recent years into a center for expats and tourists.

San Diego real estate – A coastal area located along the coastline of the Villa Carlos Fonseca municipality.  Until recent years, tourism in this area barely existed since there were no major tourist attractions.  It is hard to determine which came first, the Nicaragua beachfront real estate developments, golfing communities, and beach resorts — or the discovery that San Diego beach has world class surfing almost all year round. Either way, this area is emerging as a top tourist destination in Nicaragua and as such presents an excellent, early entry real estate investment opportunity. We have a great golf and beach development in this area – please go here to see more information – Gran Pacifica Golf & Beach Resort.

Nicaragua Location and Geography

Slightly smaller than New York State, Nicaragua borders both the Caribbean and Pacific coasts with a combined coastline of 565 miles.

It is Central America’s largest country, but has only some 6 million people.  Nicaragua borders Honduras to the north and Costa Rica to the south.

Regions in Nicaragua:

Pacific coastal lowlands:

  • Pacific beaches
  • Dotted by volcanoes, some still active
  • Picturesque colonial cities of Granada and Leon
  • Lake Nicaragua, the largest in Central America
  • Home to more than half the country’s population
  • Draws the most foreigners
  • Most developed, with best infrastructure

Caribbean coastal lowlands:

  • Less developed than the Pacific
  • Separated from the central mountains by a broad, fertile plain.

Northern highlands:

  • Spring-like temperatures year-round
  • Coffee plantations
  • Lush mountain scenery
  • Less developed than Pacific coast
  • Lower real estate prices
  • Fewer tourists and foreign residents.

[Source: For more information Wikipedia Nicaragua]

What to do next if you are interested in real estate in Nicaragua

Contact Gail Geerling – our Nicaragua buyer’s broker.

Register for our newsletter to receive updated information on real estate investment in Nicaragua and be notified of new property listings

Register as a buyer if you are interested in buying real estate in Nicaragua

Register as a seller if you have property for sale or rent in Nicaragua and want to list your property for free.

See our Nicaragua real estate listings below to see listings for homes, condos, land, apartments, and houses. Feel free to list your real estate in Nicaragua – you get 2 free listings.

 

Nicaragua Real Estate for Sale and Rent:

Eco Conscious Dream Horse Estate B & B ...

$ 929,000
This spectacular Nicaragua real estate investment is a 8.6 acre private off-grid estate and has been in successful operations for nearly 8 years. It would be a great B&B or a private state. Locate [more]
This spectacular Nicaragua real estate investment is a 8.6 acre private off-grid estate an [more]
98 418,00 m2full info
Sales
rented

Beautiful Sleek Loft for Sale in Managua Nic...

$ 165,000
Due to relocation, I am selling a spectacular and modern loft style apartment, 3 blocks away from Carretera a Masaya. Two stories high, 2 bedrooms (king size bed and bunk beds), 2 bathrooms (shower an [more]
Due to relocation, I am selling a spectacular and modern loft style apartment, 3 blocks aw [more]
22 115,00 m2full info
megamoretti
Sales

Least Expensive Home in Emerald Coast’...

$ 375,000
Best bargain in Rancho Santana! This 3-BR, 2 Bath home sits in the Bella Vista Hills in renowned Rancho Santana. Offers fabulous coastal views, and access to all Rancho Santana amenities such as 2 Clu [more]
Best bargain in Rancho Santana! This 3-BR, 2 Bath home sits in the Bella Vista Hills in re [more]

Least Expensive Home Site in Guacalito on Ni...

$ 335,000
Motivated seller offering nearly three quarters of an acre in the Las Nubes neighborhood of Guacalito de la Isla at well under market. Price is firm due to steep discount. 5-star Auberge-branded Mukul [more]
Motivated seller offering nearly three quarters of an acre in the Las Nubes neighborhood o [more]

Nicaragua Property for Sale Lake Front World...

$ 78,000
Quiet San Jorge Nicaragua property for sale on empty beach sits directly west viewing world’s largest lake island: OMETEPE – an Unesco site. Must see to believe: looks like pyramids at Giz [more]
Quiet San Jorge Nicaragua property for sale on empty beach sits directly west viewing worl [more]
32 900,00 m2full info
diana
Investments

Emerald Coast Resort Complex 5 Minutes from ...

$ 1,650,000
Motivated Owner is offering buyer financing on this Resort Complex in Nicaragua’s most popular surf and beach area, Guasacate-Popoyo. Includes 20 rooms, restaurant/bar (leased to operator), pool [more]
Motivated Owner is offering buyer financing on this Resort Complex in Nicaragua’s mo [more]
2024 2 579,00 m2full info
Sales

Affordable Tola Land for Sale in a Growing V...

$ 42,500
This secure one-half acre property is located in the growing village of Limón #2, and suited for several commercial possibilities. Situated two hundred meters from the main Tola/Las Salinas Road, it h [more]
This secure one-half acre property is located in the growing village of Limón #2, and suit [more]
Sales

Beautiful Buildable Land on the Emerald Coas...

From $ 19,000 to $30,000
This development ready two manzana property is titled and subdivided into 13 lots, each of which are approximately 1/4 acre. Location of the property is within the community of Limón #2. It is far eno [more]
This development ready two manzana property is titled and subdivided into 13 lots, each of [more]
nicaraguabroker
Sales

Fabulous Condo with an Ocean View in Rancho ...

$ 425,000
Exceptional Puertas del Mar Condominium in the exclusive Rancho Santana development of Nicaragua’s Emerald Coast, Condo 1-B is tucked away in the peaceful Puertas del Mar complex to offer a tranquil s [more]
Exceptional Puertas del Mar Condominium in the exclusive Rancho Santana development of Nic [more]
32 174,00 m2full info
Sales

Ocean View Emerald Coast Treehouse Resort Vi...

$ 350,000
A rare resale at Aqua Wellness Resort on Nicaragua’s Pacific Coast, priced well under market! This Nicaragua villa for sale makes for a great Nicaragua real estate investment. Fully furnished to [more]
A rare resale at Aqua Wellness Resort on Nicaragua’s Pacific Coast, priced well unde [more]
22 106,00 m2full info

Spacious Ocean View Resort Villa San Juan De...

$ 255,000
Perched high atop Nicaragua’s primary tourist destination with spectacular views of the Bay of San Juan del Sur, Pelican Eyes Residential Resort Villas offers a variety of choices. Fully furnished and [more]
Perched high atop Nicaragua’s primary tourist destination with spectacular views of the Ba [more]
22 189,00 m2full info
Sales

Eco ‘Green’ Furnished Villa in Emerald Coast...

$ 189,000
Combining a clean modern design with attractive Nicaraguan wood finishes, high ceilings, great ventilation, sound insulation and natural light, these inexpensive 2-bedroom, 2-Bath Eco-Casitas offer a [more]
Combining a clean modern design with attractive Nicaraguan wood finishes, high ceilings, g [more]
22 82,00 m2full info
Sales

Furnished Home, Security & Amenities, P...

$ 179,000
This fully furnished charming 3-Bedroom, 3-Bath home is located within an easy 5-minute walk to Playa Jiqueliste, also known as Playa Santana for its proximity to Rancho Santana. The home boasts big v [more]
This fully furnished charming 3-Bedroom, 3-Bath home is located within an easy 5-minute wa [more]
33 154,00 m2full info
Sales
sold

Ocean and Valley View Lot Nicaragua Rancho S...

$ 145,000
Prime Ocean and Valley View Home Site in the Emerald Coast’s Premier Residential Community – Rancho Santana lot for sale – with Owner Financing! Boasting five distinct beaches, four restau [more]
Prime Ocean and Valley View Home Site in the Emerald Coast’s Premier Residential Community [more]
Developments

Nicaragua Beachfront Real Estate Gran Pacifi...

Gran Pacifica Beach & Golf Resort is a Pacific Ocean beachfront residential real estate community in San Diego, Nicaragua. Gran Pacifica consists of beach and oceanfront homes for sale, ocean view [more]
Gran Pacifica Beach & Golf Resort is a Pacific Ocean beachfront residential real estat [more]
Rentals

Nicaragua Luxury Ocean View Vacation Home fo...

From $ 210 per day
This luxury ocean view Nicaragua vacation home for rent is located in a gated beach community and built in the Spanish Colonial style. Villa Hungara is a luxury 4 bedroom 3 bathroom vacation rental ho [more]
This luxury ocean view Nicaragua vacation home for rent is located in a gated beach commun [more]
43 268,00 m2full info
Rentals

Nicaragua Vacation Rental Home for Rent 2 BR...

From $ 150 per day
Nicaragua 2 bedroom vacation rental home for rent in a beautiful beach and golf course community. You have access to the private beach, 3 golf courses, surfing, horseback riding and much more… S [more]
Nicaragua 2 bedroom vacation rental home for rent in a beautiful beach and golf course com [more]

Nicaragua Vacation Rental Home 2BR & 2 ...

From $ 180 per day
This Nicaragua vacation rental home with 2BR is located in the gated beach community of Gran Pacifica Resort. Casa Malinche offers a 2 bedroom and 2 bathroom beautifully appointed house with private p [more]
This Nicaragua vacation rental home with 2BR is located in the gated beach community of Gr [more]

Nicaragua Vacation Rental House 3 Bedrooms O...

From $ 200 per day
This Nicaragua 3BR vacation house is located in the gated beach community of Gran Pacifica Resort. Casa Mar y Sol is a stylish 3 bedroom and 2 bathroom vacation rental house with golf views only an ho [more]
This Nicaragua 3BR vacation house is located in the gated beach community of Gran Pacifica [more]
Rentals

Nicaragua Vacation Home Rentals Golf Course ...

From $ 200 per day
These luxury Nicaragua vacation home rentals are situated on the Pacific coast with three golf courses. They are only one hour from the Nicaragua capital of Managua in San Diego Viejo. Casa Carolina i [more]
These luxury Nicaragua vacation home rentals are situated on the Pacific coast with three [more]

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