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Ecuador Real Estate & Property Investments in Ecuador

Why Ecuador Real Estate?

Cuenca Ecuador real estate

Cuenca Ecuador

The tiny South American country of Ecuador is enjoying intense international investor interest after being identified as the best place to retire in 2015, and voted the best place in the world to live in 2014 by expat social networks and international overseas living websites. Not only is it a great place to live but the Ecuador real estate market is very reasonably price. (To see Ecuador real estate for sale and rent please scroll down.)

  • Foreign buyers are not restricted from owning free title to Ecuador real estate.
  • Qualifying overseas investors spending over $25,000 on Ecuador real estate are automatically grated a residency visa to live in Ecuador.
  • Following the nation’s transition to a US dollar economy in 2000 the real estate market endured 7 years of stagnation.
  • The global property recession from 2008 did not impact on Ecuador as its prices were already heavily reduced.
  • The market returned to a period of strong growth from 2008, as a result it is now attracting international property investor interest, particularly from North American and European buyers looking for property investments in Ecuador.
  • While oil prices are weighing heavily on the short-term economic outlook for Ecuador, the government continues to work hard to achieve economic diversity.  Attracting sustained international investor interest is key to achieving this.

Ecuador Real Estate Market

Ecuador real estate broker

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We have a highly qualified Ecuador buyer’s agent. Please contact him for prices of Ecuador real estate for sale – as well as current rental rates.

  • Despite seeing a strong rebounding of prices in the real estate economy since 2008, Ecuador market experts advise that this has been a natural adjustment and a return to normal levels.
  • The rate of real estate price appreciation has now leveled off since 2016 primarily as supply is now closer to meeting demand.
  • As the market has matured, the economy has settled, and the adopted currency is now established, there are now strong prospects for long-term growth in a real estate market still under priced compared to its South American neighbors.
  • Demand for real estate comes from locals, returning Ecuadorians, expat Ecuadorians and increasingly over the last 5 years from overseas investors and those looking for a second or retirement home in a welcoming and affordable country.

Taxes, Doing Business and Property Investments in Ecuador

  • Foreigners can buy Ecuador real estate unrestricted and they also have the same property rights in law as local property owners.
  • Whilst the property buying process in Ecuador is straightforward and fast, non-Spanish speaking real estate investors are especially advised to retain the services of a lawyer (abogado) and/or public notary (escribano).
  • Round-trip real estate transaction costs are between 6.3 and 10.3%, with buying costs totaling between 1.5 and 2.5% of the purchase price.
  • Buyers should ensure their Ecuador real estate is eligible for registration at the Real Estate Public Registry before committing to buy.
  • Additional due diligence needs to be conducted by a lawyer to ensure the vendor has the right to sell, the property has no liens or restrictions preventing its sale, and that it is correctly registered.
  • A history of all transactions relating to the real estate should be obtained prior to agreeing purchase.
  • Ecuador has an active rental sector; typical gross rental yields achievable on apartments in prime districts are between 7 and 8.5%.
  • As Ecuador focuses on tourism as one of its priority sectors for both investment and economic diversity,  this market sector represents an appealing investment approach for overseas interest.
  • Priority sectors attract investment incentives; meaning overseas investors focused on real estate for the tourism sector may be eligible for tax breaks.
  • Nonresident investors holding and leasing real estate in Ecuador will be subject to 22% tax on rental income.  Resident investors will be subject to income tax at progressive rates of between 5 and 35%.
  • Municipal property tax is levied on real estate based on a property’s cadastral value.  The tax rates are progressive from 0.025% to 0.5%.

Landlord and Tenant

  • The law relating to rental contracts is considered to be pro-tenant largely because rental rates and increases are somewhat controlled.  This shouldn’t put any investor off however as initial rent can be agreed between landlord and tenant, and rate increases are possible.

Ecuador Property Investments Visa

  • It is not a requirement to have any form of visa to buy real estate in Ecuador.
  • Those who invest over $25,000 in property can obtain a residency visa.  It is predicted that this amount may be subject to an increase in the future.
  • Proof of investment of at least $25,000 (plus $500 for each dependent) will be required in the form of an updated certificate of title clearance indicating that there are no liens affecting the real estate purchased.
  • Multiple additional residency visa classes are available, and Ecuador is pro-immigration.
  • Of particular interest to anyone considering relocation in retirement to Ecuador is the pensioner visa class, which only requires an applicant to be in receipt of $800 a month.

Sources: http://www.presidencia.gob.ec/ http://comercioexterior.gob.ec/]

Real Estate Markets of Interest in Ecuador

Ecuador property

Salinas

Salinas – Nicknamed ‘little Miami’ this is an important center for tourism in Ecuador, and as a result it offers strong investor potential when focusing on this particular sector.

Salinas is the westernmost city on the mainland and is located on the Ecuadorian coast.  It boasts a stunning beach, glittering high-rise apartment buildings, excellent infrastructure, and an appealing very mild climate.

Condominiums are popular investment purchases along the coast as are single family homes. New real estate developments are being developed north and southeast of Salinas. These offer condos and houses.

Ruta del Sol – This is the highway that runs from Salinas to Manta; it’s often likened to the Pacific Coast Highway.  Not only is it an exceptionally stunning route to travel, it’s home to beautiful little towns of maximum appeal, particularly to lifestyle home seekers.

Real estate for sale includes incredible ocean front lots for development, beachfront condominiums and single-family homes.

Manta – Home to the largest seaport and in possession of probably one of the most solid city economies in Ecuador, Manta is an important destination to consider for real estate investment.

Located on the central coast close to the equator Manta has a strong tourism economy.  What’s more, it offers expats a beach destination with maximum access to amenities and facilities.

Cuenca – – This is arguably one of the most beautiful cities in Ecuador and a firm favorite with international investors and expats alike.  Cuenca is located in Ecuador’s highlands at about 2,500 meters above sea level.  It’s a world heritage site because of its abundance of important historical buildings.

Its appeal is broad: it has an excellent climate, it’s big enough to offer first world amenities and excellent healthcare, yet small enough to provide a true community feel.

In addition Cuenca is affordable, family friendly, very livable and real estate is still cheap by North American and European standards.

Real estate for rent or sale includes some stunning offerings in the historic districts, as well as brand new condominium or stylish single home developments.

Quito – this is the capital city of Ecuador; it’s the highest capital city in the world lying at 2,800 meters above sea level.

It too has a stunning historical heart, a rich cultural heritage, and because of its position it offers its residents incredible views.

Quito has a new airport, a thriving business district and an international community.  It is an ideal destination for investors seeking perhaps the broadest range of market sectors in Ecuador (tourism, residential, commercial).

Vilcabamba – this small village is tucked away on the Andean slopes of Ecuador, yet it’s relatively small size belies its international reputation as being home to some of the oldest people in the world.

Much research has been conducted to try and determine why the people of Vilcabamba live so long – and no firm conclusions have really been reached!  However, because of its reputation the area is starting to attract expats seeking a very high standard of healthy living. The quality of life is certainly excellent, and the cost of living is very low.

Living in Ecuador

Ecuador real estateIn terms of its landmass Ecuador is relatively small, but its appeal is massive and broad and comes in large part from its diversity: diversity in terms of its people, climate, geography and culture.

It’s this diversity that attracts expatriates seeking a largely unspoiled corner of the world to call home.

The pace of life in Ecuador is tangibly slower; core values such as honesty, integrity and enjoying life govern everyone’s every day living.  Expats report living much more healthily in Ecuador, enjoying a much less stressful existence – and all this can be enjoyed for an incredibly affordable cost of living.

Ecuador enjoys strong natural resources, and this has helped it to build a relatively stable economy.  Looking to a more diversified and therefore stable fiscal future however, the government is keen to attract expats and investors to the nation.

Ecuador is also seeking to expand its tourism base.

All this spells opportunity for any investor looking for a new market to enter, or an entrepreneurial expat seeking new horizons.

Those who relocate can enjoy a very high standard of healthcare, improving infrastructure, first world amenities and cultural offerings, and because of the incredibly diverse landscape it’s possible to choose a place to call home depending on the type of climate you want to enjoy.

Spanish is Ecuador’s main language, however in many of the cities English is often understood.  There are already strongly established expatriate communities dotted across Ecuador, and because there are a variety of visa classes to choose from, obtaining official residency to live in Ecuador is not difficult.

Ecuador Location and Geography

Ecuador is located in northwestern South America.  It borders the Pacific Ocean to the west, Colombia to the north, Peru to the east and south, and the equator divides it.

Ecuador is home to the Galapagos Islands, numerous world heritage sites, 11 national parks, 10 wildlife refuges and 9 ecological reserves.  It benefits from a mainly tropical climate, however regional variations in terms of temperature and rainfall are broad.

Ecuador is listed as one of the world’s mega-diverse countries and it has the most biodiversity per square mile of any nation in the world.

Regions in Ecuador

La Costa: the coastal region consists of the provinces to the west of the Andean range: Esmeraldas, Guayas, Los Ríos, Manabí, El Oro, Santa Elena. This is Ecuador’s most fertile and productive land.  It’s home to banana and rice growing areas and many productive fisheries.

La Sierra: the highland region consists of the Andean and Interandean highland provinces: Azuay, Cañar, Carchi, Chimborazo, Imbabura, Loja, Pichincha, and Tungurahua. Most of Ecuador’s volcanoes and snow-capped mountain peaks are in this region, as is the capital city of Quito.

La Amazonía: sometimes referred to as El Oriente or simply the east this region consists of the Amazon jungle provinces: Morona Santiago, Napo, Orellana, Pastaza, Sucumbíos, and Zamora-Chinchipe. La Amazonía is made up of the huge Amazon national parks and indigenous intangible zones.

La Región Insular: the final region is home to the Galápagos Islands which lie 620 miles west of the mainland.

[Source: For more information Wikipedia Ecuador]

What to do next if you are interested in Ecuador Real Estate

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Ecuador Real Estate for Sale and Rent

Sales

Country Home, Urban Setting

$ 245,000
Located in a private gated community in the the Vista Linda neighborhood of Cuenca, this 3 story, 2389 square foot (222 m2) home is a unique find. Exposed wood beams and stone ascents throughout give [more]
Located in a private gated community in the the Vista Linda neighborhood of Cuenca, this 3 [more]
34 222,00 m2full info
Sales

Centrally Located Cuenca Condo for Sale with...

$ 220,000
This beautiful large 2 bedroom, 2 bathroom El Centro penthouse apartment embodies the word “magical” for a property. The apartment being located on Juan Jaramillo & Benigno Malo is in [more]
This beautiful large 2 bedroom, 2 bathroom El Centro penthouse apartment embodies the word [more]
23 143,00 m2full info
Sales

House for Sale Outskirts of Loja Ecuador ...

$ 59,000
Located on the east side of the city, into the mountain, out of the fray in a simple, quiet, peaceful Ecuadorian neighborhood – offering spectacular views, fruit trees, flowers and a simple, comfortab [more]
Located on the east side of the city, into the mountain, out of the fray in a simple, quie [more]
21 100,00 m2full info
Sales

15 Acres of Lush Ecuador Farmland for Sale i...

$ 380,000
If you are looking for a property with intrinsic value this is it! 15 acres of lush green pasture, 300 fruit trees, livestock, plentiful water, gravity-fed irrigation systems, 3 reservoirs, a guard ho [more]
If you are looking for a property with intrinsic value this is it! 15 acres of lush green [more]
44 250,00 m2full info
Sales

Modern Cuenca Penthouse with Incredible View...

$ 280,000
This fully furnished, luxury two bedroom, three-bath penthouse has one of the most magnificent views in Cuenca. The exquisite 2,671 square foot penthouse, is modern in design, with an open-space livin [more]
This fully furnished, luxury two bedroom, three-bath penthouse has one of the most magnifi [more]
Sales

Weekend Quinta Perfect for Entertaining Near...

$ 109,000
Situated in the country just 40 minutes from Cuenca is one of the most fun and unique properties on the market today. Featuring a Volleyball court, small soccer field each with outdoor lighting and de [more]
Situated in the country just 40 minutes from Cuenca is one of the most fun and unique prop [more]
32 120,00 m2full info

Bella Vista Condos for Sale in San Jose, Ecu...

$ 169,500
Bella Vista Condos for Sale in San Jose, Ecuador A developer builder partnership, with over 20 years of USA construction industry experience, including the building of multi-million dollar custom home [more]
Bella Vista Condos for Sale in San Jose, Ecuador A developer builder partnership, with ove [more]
32 120,00 m2full info
Sales

Beach House for Sale in Same Ecuador With Oc...

$ 340,000
Beach house for sale in Same Ecuador. Same is one of the most sought after beach communities in Ecuador. With this Same Ecuador beach house you will have stunning ocean views from your infinity pool a [more]
Beach house for sale in Same Ecuador. Same is one of the most sought after beach communiti [more]
44.5 360,00 m2full info
Sales

New House for Sale in Loja Ecuador Gated Com...

$ 299,000
This modern construction, 2 bedroom, 3 bath, 3,476 sq. ft. (323 m2) home sits in a secure, gated community located just minutes away from shopping, major bus routes, and the largest park in Loja. Boas [more]
This modern construction, 2 bedroom, 3 bath, 3,476 sq. ft. (323 m2) home sits in a secure, [more]
23 323,00 m2full info
Sales

Manta Ecuador Beachfront Condo for Sale Hote...

$ 228,850
Located in the Hotel Poseidon – this 12th floor, 105 m2 (1,130 ft2), 2br/2ba, oceanfront condo offers some of the best amenities available in Manta. With access to an outdoor infinity swimming pool, h [more]
Located in the Hotel Poseidon – this 12th floor, 105 m2 (1,130 ft2), 2br/2ba, oceanfront c [more]
22 105,00 m2full info

Country Home for Sale in Malacatos Ecuador

$ 198,000
Located in the rolling hills of Taxiche above Malacatos Valley, this property offers the best of Ecuador. Sitting on just under 2,000 m2 (half an acre), this 240 m2 (2,583 sq. ft.) home was meticulous [more]
Located in the rolling hills of Taxiche above Malacatos Valley, this property offers the b [more]
45 240,00 m2full info

Vilcabamba Ecuador Land for Sale

$ 158,000
1.5 Hectares (3.7 acres) of completely flat land in Masanamca (13 minutes from Vilcabamba). Over 500 mature, organically cultivated fruit trees including; Banana, Avocado, Grapefruit, Mandarin, Orange [more]
1.5 Hectares (3.7 acres) of completely flat land in Masanamca (13 minutes from Vilcabamba) [more]
Sales

House for Sale in Yunguilla Ecuador

$ 99,000
With more than 60 mature fruit trees, 2/3rds of an acre of land (2,700 m2) and large covered patio with panoramic valley views, this Yunguilla Ecuador house for sale is a steal. At 1,743 ft2 (162 m2), [more]
With more than 60 mature fruit trees, 2/3rds of an acre of land (2,700 m2) and large cover [more]
22 162,00 m2full info
Sales

Cuenca Ecuador New Home for Sale

$ 110,000
New home for sale in a Cuenca Ecuador gated community. This beautiful new home sits on one of the most rapidly gentrifying neighborhoods in Cuenca. Despite its proximity to a number of points of inter [more]
New home for sale in a Cuenca Ecuador gated community. This beautiful new home sits on one [more]
32.5 115,00 m2full info
Sales

High End Duplex Condo for Sale in Loja Ecuad...

$ 187,000
This Loja Ecuador duplex condo for sale has 3br, 2.5ba, offering high-end finishing work and all the amenities. The Loja condo features 2 balconies, and over 2,000 square feet of living space (187 squ [more]
This Loja Ecuador duplex condo for sale has 3br, 2.5ba, offering high-end finishing work a [more]
32.5 187,00 m2full info
Sales

Penthouse for Sale in Cuenca Ecuador

$ 349,000
Located on the Yanuncay River, on Primero de Mayo, the Cuenca Ecuador penthouse for sale has stunning 180-degree views and lots of natural light. This three bedroom, three and a half bath penthouse is [more]
Located on the Yanuncay River, on Primero de Mayo, the Cuenca Ecuador penthouse for sale h [more]
34 293,00 m2full info
Sales

Colonial House in Yunguilla Cuenca Azuay

$ 495,000
This Yunguilla Ecuador colonial house for sale was originally built as a weekend finca. This completely remodeled rustic elegant country home is one of a kind. Constructed on just over 2 acres of land [more]
This Yunguilla Ecuador colonial house for sale was originally built as a weekend finca. Th [more]
46 361,00 m2full info
Sales

Quito Ecuador Penthouse for Sale in Business...

$ 599,000
This Quito Ecuador penthouse for sale is situated at the top of one of the first buildings of its kind in Ecuador’s capital city Quito. the penthouse has 3 bedrooms, 4 bathrooms, is 6,458 ft2 penthous [more]
This Quito Ecuador penthouse for sale is situated at the top of one of the first buildings [more]
34 600,00 m2full info
Sales

Single Family House for Sale in Cuenca Ecuad...

$ 215,000
This lovely Cuenca Ecuador house is located in a great neighborhood where the houses sell quick (when they are available)! The area is so sought after because of its proximity to everything. Being loc [more]
This lovely Cuenca Ecuador house is located in a great neighborhood where the houses sell [more]
44 260,00 m2full info
Sales

Cumbaya Quito Ecuador Home for Sale in Gated...

$ 230,000
This Quito Ecuador home for sale is located in the privileged Quito suburb of Cumbayà this 3 bed, 4 bath, 2,583 ft2 (240 m2), home enjoys incredible views of the Tumbaco Valley. Situated on a 3,230 ft [more]
This Quito Ecuador home for sale is located in the privileged Quito suburb of Cumbayà this [more]
34 240,00 m2full info

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