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Ecuador Real Estate & Property Investments in Ecuador

Why Ecuador Real Estate?

Cuenca Ecuador real estate

Cuenca Ecuador

The tiny South American country of Ecuador is enjoying intense international investor interest after being identified as the best place to retire in 2015, and voted the best place in the world to live in 2014 by expat social networks and international overseas living websites. Not only is it a great place to live but the Ecuador real estate market is very reasonably price. (To see Ecuador real estate for sale and rent please scroll down.)

  • Foreign buyers are not restricted from owning free title to Ecuador real estate.
  • Qualifying overseas investors spending over $25,000 on Ecuador real estate are automatically grated a residency visa to live in Ecuador.
  • Following the nation’s transition to a US dollar economy in 2000 the real estate market endured 7 years of stagnation.
  • The global property recession from 2008 did not impact on Ecuador as its prices were already heavily reduced.
  • The market returned to a period of strong growth from 2008, as a result it is now attracting international property investor interest, particularly from North American and European buyers looking for property investments in Ecuador.
  • While oil prices are weighing heavily on the short-term economic outlook for Ecuador, the government continues to work hard to achieve economic diversity.  Attracting sustained international investor interest is key to achieving this.

Ecuador Real Estate Market

Ecuador real estate broker

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We have a highly qualified Ecuador buyer’s agent. Please contact him for prices of Ecuador real estate for sale – as well as current rental rates.

  • Despite seeing a strong rebounding of prices in the real estate economy since 2008, Ecuador market experts advise that this has been a natural adjustment and a return to normal levels.
  • The rate of real estate price appreciation has now leveled off since 2016 primarily as supply is now closer to meeting demand.
  • As the market has matured, the economy has settled, and the adopted currency is now established, there are now strong prospects for long-term growth in a real estate market still under priced compared to its South American neighbors.
  • Demand for real estate comes from locals, returning Ecuadorians, expat Ecuadorians and increasingly over the last 5 years from overseas investors and those looking for a second or retirement home in a welcoming and affordable country.

Taxes, Doing Business and Property Investments in Ecuador

  • Foreigners can buy Ecuador real estate unrestricted and they also have the same property rights in law as local property owners.
  • Whilst the property buying process in Ecuador is straightforward and fast, non-Spanish speaking real estate investors are especially advised to retain the services of a lawyer (abogado) and/or public notary (escribano).
  • Round-trip real estate transaction costs are between 6.3 and 10.3%, with buying costs totaling between 1.5 and 2.5% of the purchase price.
  • Buyers should ensure their Ecuador real estate is eligible for registration at the Real Estate Public Registry before committing to buy.
  • Additional due diligence needs to be conducted by a lawyer to ensure the vendor has the right to sell, the property has no liens or restrictions preventing its sale, and that it is correctly registered.
  • A history of all transactions relating to the real estate should be obtained prior to agreeing purchase.
  • Ecuador has an active rental sector; typical gross rental yields achievable on apartments in prime districts are between 7 and 8.5%.
  • As Ecuador focuses on tourism as one of its priority sectors for both investment and economic diversity,  this market sector represents an appealing investment approach for overseas interest.
  • Priority sectors attract investment incentives; meaning overseas investors focused on real estate for the tourism sector may be eligible for tax breaks.
  • Nonresident investors holding and leasing real estate in Ecuador will be subject to 22% tax on rental income.  Resident investors will be subject to income tax at progressive rates of between 5 and 35%.
  • Municipal property tax is levied on real estate based on a property’s cadastral value.  The tax rates are progressive from 0.025% to 0.5%.

Landlord and Tenant

  • The law relating to rental contracts is considered to be pro-tenant largely because rental rates and increases are somewhat controlled.  This shouldn’t put any investor off however as initial rent can be agreed between landlord and tenant, and rate increases are possible.

Ecuador Property Investments Visa

  • It is not a requirement to have any form of visa to buy real estate in Ecuador.
  • Those who invest over $25,000 in property can obtain a residency visa.  It is predicted that this amount may be subject to an increase in the future.
  • Proof of investment of at least $25,000 (plus $500 for each dependent) will be required in the form of an updated certificate of title clearance indicating that there are no liens affecting the real estate purchased.
  • Multiple additional residency visa classes are available, and Ecuador is pro-immigration.
  • Of particular interest to anyone considering relocation in retirement to Ecuador is the pensioner visa class, which only requires an applicant to be in receipt of $800 a month.

Sources: http://www.presidencia.gob.ec/ http://comercioexterior.gob.ec/]

Real Estate Markets of Interest in Ecuador

Ecuador property

Salinas

Salinas – Nicknamed ‘little Miami’ this is an important center for tourism in Ecuador, and as a result it offers strong investor potential when focusing on this particular sector.

Salinas is the westernmost city on the mainland and is located on the Ecuadorian coast.  It boasts a stunning beach, glittering high-rise apartment buildings, excellent infrastructure, and an appealing very mild climate.

Condominiums are popular investment purchases along the coast as are single family homes. New real estate developments are being developed north and southeast of Salinas. These offer condos and houses.

Ruta del Sol – This is the highway that runs from Salinas to Manta; it’s often likened to the Pacific Coast Highway.  Not only is it an exceptionally stunning route to travel, it’s home to beautiful little towns of maximum appeal, particularly to lifestyle home seekers.

Real estate for sale includes incredible ocean front lots for development, beachfront condominiums and single-family homes.

Manta – Home to the largest seaport and in possession of probably one of the most solid city economies in Ecuador, Manta is an important destination to consider for real estate investment.

Located on the central coast close to the equator Manta has a strong tourism economy.  What’s more, it offers expats a beach destination with maximum access to amenities and facilities.

Cuenca – – This is arguably one of the most beautiful cities in Ecuador and a firm favorite with international investors and expats alike.  Cuenca is located in Ecuador’s highlands at about 2,500 meters above sea level.  It’s a world heritage site because of its abundance of important historical buildings.

Its appeal is broad: it has an excellent climate, it’s big enough to offer first world amenities and excellent healthcare, yet small enough to provide a true community feel.

In addition Cuenca is affordable, family friendly, very livable and real estate is still cheap by North American and European standards.

Real estate for rent or sale includes some stunning offerings in the historic districts, as well as brand new condominium or stylish single home developments.

Quito – this is the capital city of Ecuador; it’s the highest capital city in the world lying at 2,800 meters above sea level.

It too has a stunning historical heart, a rich cultural heritage, and because of its position it offers its residents incredible views.

Quito has a new airport, a thriving business district and an international community.  It is an ideal destination for investors seeking perhaps the broadest range of market sectors in Ecuador (tourism, residential, commercial).

Vilcabamba – this small village is tucked away on the Andean slopes of Ecuador, yet it’s relatively small size belies its international reputation as being home to some of the oldest people in the world.

Much research has been conducted to try and determine why the people of Vilcabamba live so long – and no firm conclusions have really been reached!  However, because of its reputation the area is starting to attract expats seeking a very high standard of healthy living. The quality of life is certainly excellent, and the cost of living is very low.

Living in Ecuador

Ecuador real estateIn terms of its landmass Ecuador is relatively small, but its appeal is massive and broad and comes in large part from its diversity: diversity in terms of its people, climate, geography and culture.

It’s this diversity that attracts expatriates seeking a largely unspoiled corner of the world to call home.

The pace of life in Ecuador is tangibly slower; core values such as honesty, integrity and enjoying life govern everyone’s every day living.  Expats report living much more healthily in Ecuador, enjoying a much less stressful existence – and all this can be enjoyed for an incredibly affordable cost of living.

Ecuador enjoys strong natural resources, and this has helped it to build a relatively stable economy.  Looking to a more diversified and therefore stable fiscal future however, the government is keen to attract expats and investors to the nation.

Ecuador is also seeking to expand its tourism base.

All this spells opportunity for any investor looking for a new market to enter, or an entrepreneurial expat seeking new horizons.

Those who relocate can enjoy a very high standard of healthcare, improving infrastructure, first world amenities and cultural offerings, and because of the incredibly diverse landscape it’s possible to choose a place to call home depending on the type of climate you want to enjoy.

Spanish is Ecuador’s main language, however in many of the cities English is often understood.  There are already strongly established expatriate communities dotted across Ecuador, and because there are a variety of visa classes to choose from, obtaining official residency to live in Ecuador is not difficult.

Ecuador Location and Geography

Ecuador is located in northwestern South America.  It borders the Pacific Ocean to the west, Colombia to the north, Peru to the east and south, and the equator divides it.

Ecuador is home to the Galapagos Islands, numerous world heritage sites, 11 national parks, 10 wildlife refuges and 9 ecological reserves.  It benefits from a mainly tropical climate, however regional variations in terms of temperature and rainfall are broad.

Ecuador is listed as one of the world’s mega-diverse countries and it has the most biodiversity per square mile of any nation in the world.

Regions in Ecuador

La Costa: the coastal region consists of the provinces to the west of the Andean range: Esmeraldas, Guayas, Los Ríos, Manabí, El Oro, Santa Elena. This is Ecuador’s most fertile and productive land.  It’s home to banana and rice growing areas and many productive fisheries.

La Sierra: the highland region consists of the Andean and Interandean highland provinces: Azuay, Cañar, Carchi, Chimborazo, Imbabura, Loja, Pichincha, and Tungurahua. Most of Ecuador’s volcanoes and snow-capped mountain peaks are in this region, as is the capital city of Quito.

La Amazonía: sometimes referred to as El Oriente or simply the east this region consists of the Amazon jungle provinces: Morona Santiago, Napo, Orellana, Pastaza, Sucumbíos, and Zamora-Chinchipe. La Amazonía is made up of the huge Amazon national parks and indigenous intangible zones.

La Región Insular: the final region is home to the Galápagos Islands which lie 620 miles west of the mainland.

[Source: For more information Wikipedia Ecuador]

What to do next if you are interested in Ecuador Real Estate

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Ecuador Real Estate for Sale and Rent

Sales

Cuenca Ecuador House for Sale Near Ordonez L...

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This Cuenca Ecuador house is located only a block off Ordonez Lasso on a small private street in the sector of Cuenca called “Rio Amarillo” Some may recognize the Large hard-ware store called FeriJuri [more]
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33 212,00 m2full info
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Duplex Penthouse For Sale Cuenca Ecuador

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This exceptional Cuenca Ecuador penthouse for sale boasts 150 sqm (1,614 sq ft) of living area split over two floors and features generous 68 sqm terrace. 3 beds/3 bathrooms downstairs; social banos u [more]
This exceptional Cuenca Ecuador penthouse for sale boasts 150 sqm (1,614 sq ft) of living [more]
33 150,00 m2full info
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Puertas Del Sol Condo for Sale in Cuenca Ecu...

$ 197,000
Located in the Puertas del Sol neighborhood of Cuenca Ecuador – this 3 bedroom, 3.5 bath condo for sale is ideal for a full time residence, snowbird destination or short-term rental. Within walk [more]
Located in the Puertas del Sol neighborhood of Cuenca Ecuador – this 3 bedroom, 3.5 [more]
34 145,00 m2full info
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Swank 2-Story Cuenca Penthouse for Sale Perf...

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In terms of quality, design and comfort, this is one of the best condos Cuenca has to offer. Just west of the city’s historic district sits this opulent, 2-story Cuenca Ecuador penthouse for sale R [more]
In terms of quality, design and comfort, this is one of the best condos Cuenca has to offe [more]
23 245,00 m2full info
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Chic Downtown Studio Condo for Sale in Histo...

$ 120,000
Only blocks from Parque Calderon and Rio Tomebamba, this stylish, fully furnished, 1-bedroom, 1 bath, loft style condo, is located one of Cuenca’s most prestigious buildings – Casa Juan Jaramillo. Fea [more]
Only blocks from Parque Calderon and Rio Tomebamba, this stylish, fully furnished, 1-bedro [more]
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Charming Cuenca Ecuador House for Sale in Ri...

$ 160,000
This Cuenca Ecuador house for sale is situated in the quiet residential neighborhood of Rio Amarillo. This Cuenca house for sale has 3 good-sized bedrooms, 2 full baths, and large attic used as a home [more]
This Cuenca Ecuador house for sale is situated in the quiet residential neighborhood of Ri [more]
33 301,00 m2full info
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Unique Ground Floor Condo for Sale in Cuenca...

$ 175,000
This is a very unique opportunity to enjoy a ground floor condo in Cuenca Ecuador –  in a garden setting that is completely private, secure and very quiet at a bargain price! Located on 3 Noviem [more]
This is a very unique opportunity to enjoy a ground floor condo in Cuenca Ecuador –  [more]
33 210,00 m2full info
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Luxury 2 Story Penthouse in One of Cuenca...

$ 339,000
Just listed! In the prestigious Puertas del Sol area of Cuenca and in the even more prestigious Amalfi building is this 2 story luxury penthouse that features a one-of-a -kind 270 degree view from the [more]
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23 221,00 m2full info
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2 Bedroom Condo Within Walking Distance of H...

$ 85,000
This 2 bedroom, 1 bath apartment could not be more perfectly located being right-off parque de las cadenas; a quiet park surrounded by trees but only 2 blocks from Remigio Crespo and Solano. This loca [more]
This 2 bedroom, 1 bath apartment could not be more perfectly located being right-off parqu [more]
21 78,00 m2full info
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Stunning Two Floor Penthouse in Cuenca Ecuad...

$ 280,000
If you have been looking for an incredible penthouse with a building of equal caliber and amenities- Look no further. The photos say it all. This is an apartment with class, quality, character and mor [more]
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34 198,00 m2full info
Investments

Perfect Investment Property in Historic Cuen...

$ 139,000
Built from the ground up by a North American in 2014 this innovative, unique, centrally located 4-story home is the ideal short-term rental property. Floors one, two and three each have a separately k [more]
Built from the ground up by a North American in 2014 this innovative, unique, centrally lo [more]
34 120,00 m2full info
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Country Home, Urban Setting

$ 245,000
Located in a private gated community in the the Vista Linda neighborhood of Cuenca, this 3 story, 2389 square foot (222 m2) home is a unique find. Exposed wood beams and stone ascents throughout give [more]
Located in a private gated community in the the Vista Linda neighborhood of Cuenca, this 3 [more]
34 222,00 m2full info
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House for Sale Outskirts of Loja Ecuador ...

$ 59,000
Located on the east side of the city, into the mountain, out of the fray in a simple, quiet, peaceful Ecuadorian neighborhood – offering spectacular views, fruit trees, flowers and a simple, comfortab [more]
Located on the east side of the city, into the mountain, out of the fray in a simple, quie [more]
21 100,00 m2full info
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15 Acres of Lush Ecuador Farmland for Sale i...

$ 380,000
If you are looking for a property with intrinsic value this is it! 15 acres of lush green pasture, 300 fruit trees, livestock, plentiful water, gravity-fed irrigation systems, 3 reservoirs, a guard ho [more]
If you are looking for a property with intrinsic value this is it! 15 acres of lush green [more]
44 250,00 m2full info
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Weekend Quinta Perfect for Entertaining Near...

$ 109,000
Situated in the country just 40 minutes from Cuenca is one of the most fun and unique properties on the market today. Featuring a Volleyball court, small soccer field each with outdoor lighting and de [more]
Situated in the country just 40 minutes from Cuenca is one of the most fun and unique prop [more]
32 120,00 m2full info

Bella Vista Condos for Sale in San Jose, Ecu...

$ 169,500
Bella Vista Condos for Sale in San Jose, Ecuador A developer builder partnership, with over 20 years of USA construction industry experience, including the building of multi-million dollar custom home [more]
Bella Vista Condos for Sale in San Jose, Ecuador A developer builder partnership, with ove [more]
32 120,00 m2full info
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Beach House for Sale in Same Ecuador With Oc...

$ 340,000
Beach house for sale in Same Ecuador. Same is one of the most sought after beach communities in Ecuador. With this Same Ecuador beach house you will have stunning ocean views from your infinity pool a [more]
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44.5 360,00 m2full info
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New House for Sale in Loja Ecuador Gated Com...

$ 299,000
This modern construction, 2 bedroom, 3 bath, 3,476 sq. ft. (323 m2) home sits in a secure, gated community located just minutes away from shopping, major bus routes, and the largest park in Loja. Boas [more]
This modern construction, 2 bedroom, 3 bath, 3,476 sq. ft. (323 m2) home sits in a secure, [more]
23 323,00 m2full info

Country Home for Sale in Malacatos Ecuador

$ 198,000
Located in the rolling hills of Taxiche above Malacatos Valley, this property offers the best of Ecuador. Sitting on just under 2,000 m2 (half an acre), this 240 m2 (2,583 sq. ft.) home was meticulous [more]
Located in the rolling hills of Taxiche above Malacatos Valley, this property offers the b [more]
45 240,00 m2full info

Vilcabamba Ecuador Land for Sale

$ 158,000
1.5 Hectares (3.7 acres) of completely flat land in Masanamca (13 minutes from Vilcabamba). Over 500 mature, organically cultivated fruit trees including; Banana, Avocado, Grapefruit, Mandarin, Orange [more]
1.5 Hectares (3.7 acres) of completely flat land in Masanamca (13 minutes from Vilcabamba) [more]

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