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Terms of Use and Disclaimers

These terms and conditions govern your use of our website and by using our website you accept the terms and conditions in full. These terms and conditions, together with our privacy policy, constitute an agreement between you and the owner of the website and supersede all and any previous agreements in respect of your use of our website. If you are not in full agreement with any part of our terms and conditions, we ask you to navigate away from our website. 
Unauthorized use of this website may constitute a criminal offense and/or give rise to a claim for damages. You may not create or publish a link to this website from any other electronic or traditional print source without prior written consent from the website owner.
Intellectual property rights Unless otherwise stated, we own and reserve the intellectual property rights to all of the material on the website. This material includes, but is not limited to, the design, text, and images. You may view, download, and print pages from the website for your own personal use, subject to the restrictions below. 
You are not permitted to:
 i. republish material from this website in traditional or electronic print
 ii. sell, rent or otherwise use material from the website
 iii. use or display any material from the website in a public forum
 iv. reproduce, duplicate, copy or otherwise exploit material on our website for a commercial purpose 
 v. modify any material on the website vi. redistribute material from this website except for any content specifically and expressly made available for redistribution 
Limitation of liability 
Whilst we make every effort to ensure that the information on this website is correct, we do not warrant its completeness or accuracy; nor do we commit to ensuring that the material will remain available indefinitely or that it is up to date. This website may also include links to other external websites. These links are provided to facilitate your use of this website and to provide further information. They do not signify that we endorse the website(s) or the products or services they provide. We do not accept responsibility for, or have control over, the content of the third party website(s).
We will not be liable to you in respect of any: 
 i. business or personal losses, including loss of or damage to profits, income, revenue, use, production, anticipated savings, business, contracts, commercial opportunities or goodwill.
 ii. loss or corruption of any data, database or software occurring from your use of this website.
 iii. any special, indirect or consequential loss or damage arising from implementation or failure to act upon any information published on this website.
You should not rely on the information published on this website to make investment decisions. Rather, you should use the information only as a starting point to do additional independent research so that your are able to make your own autonomous real estate investment decision. Neither email communication nor content posted on this website are intended to constitute personal financial advice. Before undertaking any action described in this website or email communication from us, financial or otherwise, you should discuss your options with a qualified advisor -- accountant, financial planner, or an attorney. Nothing published on this website or transmitted via email correspondence from us constitutes encouragement or collaboration to avoid, evade or illegally reduce your tax obligations in your home country. 
This website has affiliate and referral agreements in place that may include fee sharing. Likewise, from time to time this website may engage in affiliate programs offered by other companies, though corporate policy firmly dictates that such agreements will have no influence on any product or service recommendations, nor alter the pricing that would otherwise be available in absence of such an agreement. As always, it is important that you do your own due diligence before transacting any business with any firm, for any product or service. 
Crossing The River Limited, its owners, partners, employees, and its website are not registered investment advisors or broker/dealers. All opinions expressed on this website or in any email should not be considered as a solicitation to buy, sell, or hold securities. Additionally, we are not tax professionals in any country. Therefore, as required by U.S. Treasury Regulations governing taxes, any written tax language contained herein cannot be used by any taxpayer for the purpose of avoiding certain tax penalties that may be imposed under the Internal Revenue Code or your home country’s tax jurisdiction. You need to seek competent legal and tax advice in your own country to see if any ideas or strategies mentioned on this website or in emails is legal. Simply put, whatever financial, investment or accounting actions or decisions you make are autonomous. 
Amendment of our Terms & Conditions
We may amend our terms and conditions periodically without prior notification and any amendments will be applicable from the date and time of publication on our website.

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